Privacy Policy

LUXXO Group ("LUXXO", "we") respects your privacy. This policy explains how we collect, use, store and protect personal data when you use this website (a financial product information directory), in line with the Personal Data (Privacy) Ordinance (Cap. 486, PDPO) of Hong Kong, China.

1. Data we collect

• Data you provide: name and email at registration/login; email for subscriptions; name, email, phone and notes in enquiry and application forms;
• Automatically collected data: IP address, browser and device info, pages visited, dwell time and referrer (via cookies and analytics);
• Activity data: your saved products and application records on this site.

2. Purposes of use

• To provide, maintain and improve the directory, search and filtering features;
• To process registration, subscriptions, enquiries and applications and to contact you (lead generation);
• To analyse usage and improve UX and security;
• With your consent, to send product updates, fee changes and policy news.

3. Sharing

We do not sell your personal data. We may share it with your consent (e.g. routing an application to a card issuer/partner), with service providers (hosting, analytics, email), or where required by law or regulators.

4. Storage & security

We apply reasonable technical and organizational measures to protect personal data against unauthorized access, disclosure or loss, and retain it no longer than necessary for the purposes above or as required by law.

5. Your rights

Under the PDPO you may access, correct or request deletion of your personal data and unsubscribe at any time via Contact us.

6. Cross-border transfer

As we serve global users, data may be processed or stored outside Hong Kong, China. We require recipients to provide protection no lower than this policy.

7. Updates

We may update this policy and will publish changes on this page with a revised "last updated" date.